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Home > California Loan Programs > Private & Hard Money Loans

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California Private Money Loans - Hard Money Loans

Loan Programs

Aventine Funding is able to provide private funding for commercial, residential and land located in the state of California. Developers, real estate investors and other property owners often need fast sources of funding for purchases, refinances or other bridge loan situations. Most programs are interest only, with no pre-payment penalty, and have a term from 6 to 36 months (although some programs may be longer).

Commercial Hard / Private Money Loans

Commercial real estate can be difficult to finance, especially when timeframes are tight. Some property types are very difficult to find funding for at all. Aventine Funding can use the equity from one or more properties to get the funds property owners / investors require in a timely manner. When flexibility is the name of the game, Aventine Funding is ready. You can help us understand more about your needs by using our quick contact form.

Commercial Loan Program Highlights

• Rates Starting at 9.95% up to 65% LTV
• Up to 75% LTV/CLTV
• Interest Only Loans
• No Pre-Payment Penalty (most cases)
• 6 to 36 Month Terms (ability to recast in most cases)
• Fast Closing (Able to fund in 7 to 14 days in many cases)

We are experienced in the commercial hard money lending space and can help you fund your commercial properties in a timely manner while keeping hassles to a minimum. Contact us today to find out how we may be able to help.

Residential Hard / Private Money Loans

Residential private money loans are always in high demand and the rules and regulations with primary residences can be a bit stringent. Loans up to 65% to 75% loan-to-value (LTV) are common for borrowers with little to no credit provided income and equity are sufficient (on primary residences). Non-owner occupied residential loans are a bit easier to fund and typically can see funding up to 75% LTV. You can help us understand more about your needs by using our quick contact form.

Residential Program Highlights

• Interest Only
• 6 Month to 30 Year Terms
• 2/28 3/27 ARM Programs Available
• No Pre-Payment Penalty Available
• Fast Closing

California Land Loans

Land can be very tough to finance especially today. There are many developers and land owners that are looking to pull the accumulated equity out of their vacant land in urban and rural areas. While urban land is becoming incresingly difficult to finance, loans are still possible. Urban land parcels are easier to determine value on and are therefore easier to find financing for. Typical loans on vacant land can go up to 50% and in some cases 55% LTV. You can help us understand more about your needs by using our quick contact form.

Land Loan Program Highlights

• Interest Only
• Purchase and Refinance Available
• Fast Closing

Are You Looking for a Hard Money Lender?

Many times we get calls from people who are searching around on line or in the phone book for hard money lenders, but they are really not sure if a private money lender can help their situation. As many of our clients know, today's lending marketplace is undergoing dramatic changes every week. Sub-prime lenders are closing their doors as too many of the loans they originated are not performing any more. In these cases, private money may not be the right avenue to pursue. If there has been a Notice of Default filed against your primary residence, our private money investors will not currently lend on the property. Many times, we cannot help place financing when an NOD has been filed no matter what type of property it is. In any event, calling our office for a quick consultation is the best solution.

Counties and Cities Served

Copyright 2006-2007 Aventine Funding. All rights reserved.
California DRE Broker's License #00654852.
2306 Castro Street, San Francisco, CA 94131
Phone 415-839-8444 - Fax 415-287-7822